Program Details
A comprehensive introduction to credit analysis, credit risk modelling, counterparty exposure measurement, and regulatory credit frameworks used by banks and lending institutions.
Participants learn to interpret borrower financials, assess creditworthiness, build PD/LGD/EAD components, and evaluate counterparty exposures under various market conditions.
Curriculum: A Bird’s-Eye View
Credit Analysis: business risk, financial ratios, cash flow assessment
PD/LGD/EAD Modelling: statistical foundations, calibration techniques
CCR Exposure: EAD, PFE, EPE, wrong-way risk
CVA & Counterparty Adjustments: intuition and simplified calculations
IFRS 9: expected credit loss modelling, staging, overlays
Stress Testing: credit shocks, sector concentration and migration impacts
Who Should Attend?
04
Students entering lending, credit modelling, or banking roles
01
Credit analysts and underwriters
02
Banking book & portfolio risk teams
03
Banking professionals involved in underwriting, portfolio, or risk assessment.
What Distinguishes Certificate in Credit & Counterparty Risk Essentials of Riskinfo.AI
Highly practical — grounded in everyday credit decision-making
Blend of analytical modelling and qualitative borrower assessment
Provides templates, rating frameworks, and modelling structures
Bridges banking regulation with applied credit analysis
Career Opportunities
Credit Modelling Associate
Portfolio Risk Specialist
Credit Risk Analyst
Underwriting & Lending Analyst
Counterparty Risk Analyst
Eligibility
Students interested in banking, lending, or credit analytics career paths.
Credit analysts seeking structured understanding of modelling and exposure concepts.
Banking professionals involved in underwriting, portfolio, or risk assessment.
Professionals transitioning into credit risk or counterparty risk roles.