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Riskinfo.ai: Revolutionizing Risk, Regulations, and AI Knowledge Sharing
Revolutionizing Risk, Regulations, and AI: Introducing Riskinfo.ai
Introducing Riskinfo.ai: Your Go-To Resource for Risk, Regulations, and AI
Replicating Portfolios in Banking: A Literature Review on Asset-Liability Management, Interest Rate Risk, Liquidity Risk, and Funds Transfer Pricing
Banks face significant challenges in managing liabilities without contractual maturities—such as demand deposits and savings accounts—due...
Chih Chen
May 8, 2025
The Future of Risk: Emerging Themes in Reinsurance
The reinsurance sector is undergoing a structural transformation as it grapples with an increasingly complex and interconnected global...
David Withnell
Apr 21, 2025
FRTB compliance: Options for banks with small trading books in the United Arab Emirates
The Fundamental Review of the Trading Book (FRTB) is a flagship market risk regulation that is a game changer for financial institutions. For FRTB compliance, banks in the United Arab Emirates (UAE) have a choice between the Internal Model Approach (IMA) and the Standardised Approach (SA). Within the SA, banks can use the advanced approach based on risk sensitivities or a simplified standardised approach (SSA). The decision for FRTB compliance should be thought through care
Ram Ananth
Mar 23, 2025
Wings , Stress Testing & the CEO
A story 📖 Imagine you have a new idea. It could be great – some sort of innovation , or new project type, something that the client...
Anna Slodka-Turner
Mar 6, 2025
Integrating AI and Human Expertise in Strategic Risk Management – the Cyborg Approach
There are many developments concerning AI products that rattle the markets such as DeepSeek unveiling, , allegations of cheating ,...
Alla Gil
Feb 10, 2025
EDITOR'S PICK
EDITOR'S PICK
Why Europe's Securitization Market Falls Short - and How to Fix it
Introduction Securitizations help European banks lend more. They allow banks to move the credit risks of loans off their balance sheets and use the freed-up capital to support new lending. But since the Global Financial Crisis (“GFC”), securitization volumes in Europe have dropped significantly, while in contrast, the U.S. market has grown, even though U.S. defaults peaked during the GFC. To address this, the EU Commission is reviewing how securitization works in the EU. This
Danny Dieleman
Nov 10, 2025
The Old Scenario Playbook Is Dead. Here’s the AI Upgrade - Part 1
Jet lag returning from Malaysia this week means that my usual “it’s 6:30am on a Saturday morning” is more like “I fell asleep at 3pm”… but the outcome is the same. In toying with using AI for scenario planning over the last few weeks it struck me that the two-day scenario workshop we ran earlier in the year could now be emulated in a couple of hours. The TL;DR - Traditional scenario planning takes months of planning and costs upwards of $100,000 for a board level simulation.
ADRIAN MUNDAY
Nov 4, 2025
Bank Asset – Liability Management Approach in times of Extreme Uncertainty: A Guide for ALCO Chairs
WHITEPAPER Today banks are operating under heightened uncertainty. Since early 2025, global markets have experienced considerable volatility, driven by unpredictable policy directions and rapidly shifting economic indicators. This has been reflected in pronounced movements across equity markets and widening spreads in both short and long-term interest rates. One notable development has been the sharp increase in 10-year US Treasury yields following major policy announcements.
Bharadwaj Vishnubhotla & Moorad Choudhry
Oct 21, 2025
RECENT POSTS
Why Europe's Securitization Market Falls Short - and How to Fix it
Introduction Securitizations help European banks lend more. They allow banks to move the credit risks of loans off their balance sheets and use the freed-up capital to support new lending. But since the Global Financial Crisis (“GFC”), securitization volumes in Europe have dropped significantly, while in contrast, the U.S. market has grown, even though U.S. defaults peaked during the GFC. To address this, the EU Commission is reviewing how securitization works in the EU. This
Danny Dieleman
Nov 10, 2025
The Old Scenario Playbook Is Dead. Here’s the AI Upgrade - Part 1
Jet lag returning from Malaysia this week means that my usual “it’s 6:30am on a Saturday morning” is more like “I fell asleep at 3pm”… but the outcome is the same. In toying with using AI for scenario planning over the last few weeks it struck me that the two-day scenario workshop we ran earlier in the year could now be emulated in a couple of hours. The TL;DR - Traditional scenario planning takes months of planning and costs upwards of $100,000 for a board level simulation.
ADRIAN MUNDAY
Nov 4, 2025
Bank Asset – Liability Management Approach in times of Extreme Uncertainty: A Guide for ALCO Chairs
WHITEPAPER Today banks are operating under heightened uncertainty. Since early 2025, global markets have experienced considerable volatility, driven by unpredictable policy directions and rapidly shifting economic indicators. This has been reflected in pronounced movements across equity markets and widening spreads in both short and long-term interest rates. One notable development has been the sharp increase in 10-year US Treasury yields following major policy announcements.
Bharadwaj Vishnubhotla & Moorad Choudhry
Oct 21, 2025
Why Europe's Securitization Market Falls Short - and How to Fix it
Introduction Securitizations help European banks lend more. They allow banks to move the credit risks of loans off their balance sheets and use the freed-up capital to support new lending. But since the Global Financial Crisis (“GFC”), securitization volumes in Europe have dropped significantly, while in contrast, the U.S. market has grown, even though U.S. defaults peaked during the GFC. To address this, the EU Commission is reviewing how securitization works in the EU. This
Danny Dieleman
Nov 10, 2025
The Old Scenario Playbook Is Dead. Here’s the AI Upgrade - Part 1
Jet lag returning from Malaysia this week means that my usual “it’s 6:30am on a Saturday morning” is more like “I fell asleep at 3pm”… but the outcome is the same. In toying with using AI for scenario planning over the last few weeks it struck me that the two-day scenario workshop we ran earlier in the year could now be emulated in a couple of hours. The TL;DR - Traditional scenario planning takes months of planning and costs upwards of $100,000 for a board level simulation.
ADRIAN MUNDAY
Nov 4, 2025
Bank Asset – Liability Management Approach in times of Extreme Uncertainty: A Guide for ALCO Chairs
WHITEPAPER Today banks are operating under heightened uncertainty. Since early 2025, global markets have experienced considerable volatility, driven by unpredictable policy directions and rapidly shifting economic indicators. This has been reflected in pronounced movements across equity markets and widening spreads in both short and long-term interest rates. One notable development has been the sharp increase in 10-year US Treasury yields following major policy announcements.
Bharadwaj Vishnubhotla & Moorad Choudhry
Oct 21, 2025
RECENT POSTS
Regulatory Updates Newsletter : December 2025
Welcome to the December 2025 edition of our regulatory newsletter, as authorities worldwide continued to recalibrate oversight frameworks amid rapid technological change and evolving financial risks. This month saw governments move decisively to coordinate artificial intelligence policy at the national level, most notably through a U.S. Executive Order establishing a unified federal AI framework and addressing fragmentation across state rules. At the same time, regulators adv
Staff Correspondent
Dec 31
AI Insights: Key Global Developments in December 2025
W elcome to the latest edition of our global AI update. This month’s news spans late November through mid-December 2025, and it’s been a whirlwind. The frontier of AI continues advancing: Google launched Gemini 3 (Nov 2025), its most powerful multimodal model with deep reasoning, while Anthropic and OpenAI rolled out major updates (Claude Opus 4.5 and GPT-5.1/5.2). At the same time, governments are moving fast on policy. The European Commission proposed an omnibus digital p
Staff Correspondent
Dec 17, 2025
Smart by Design, or Flaw in the Design?
Why the same private credit loan is different on a bank’s or insurer’s balance sheet Introduction Since I started exploring partnerships between banks and insurers, I have been intrigued by the question: “how can a loan, with a certain economic risk profile, have a very different capital charge on a bank’s or an insurer’s balance sheet, and is this capital arbitrage, or not?” Over the years, I have had many discussions with colleagues on this topic and more recently, I have r
Danny Dieleman
Dec 15, 2025
WEEKLY TOP
Replicating Portfolios in Banking: A Literature Review on Asset-Liability Management, Interest Rate Risk, Liquidity Risk, and Funds Transfer Pricing
Banks face significant challenges in managing liabilities without contractual maturities—such as demand deposits and savings accounts—due...
Chih Chen
May 8, 2025
The Future of Risk: Emerging Themes in Reinsurance
The reinsurance sector is undergoing a structural transformation as it grapples with an increasingly complex and interconnected global...
David Withnell
Apr 21, 2025
FRTB compliance: Options for banks with small trading books in the United Arab Emirates
The Fundamental Review of the Trading Book (FRTB) is a flagship market risk regulation that is a game changer for financial institutions. For FRTB compliance, banks in the United Arab Emirates (UAE) have a choice between the Internal Model Approach (IMA) and the Standardised Approach (SA). Within the SA, banks can use the advanced approach based on risk sensitivities or a simplified standardised approach (SSA). The decision for FRTB compliance should be thought through care
Ram Ananth
Mar 23, 2025
EDITOR'S PICK
RECENT POSTS
Why Europe's Securitization Market Falls Short - and How to Fix it
Introduction Securitizations help European banks lend more. They allow banks to move the credit risks of loans off their balance sheets and use the freed-up capital to support new lending. But since the Global Financial Crisis (“GFC”), securitization volumes in Europe have dropped significantly, while in contrast, the U.S. market has grown, even though U.S. defaults peaked during the GFC. To address this, the EU Commission is reviewing how securitization works in the EU. This
Danny Dieleman
Nov 10, 2025
The Old Scenario Playbook Is Dead. Here’s the AI Upgrade - Part 1
Jet lag returning from Malaysia this week means that my usual “it’s 6:30am on a Saturday morning” is more like “I fell asleep at 3pm”… but the outcome is the same. In toying with using AI for scenario planning over the last few weeks it struck me that the two-day scenario workshop we ran earlier in the year could now be emulated in a couple of hours. The TL;DR - Traditional scenario planning takes months of planning and costs upwards of $100,000 for a board level simulation.
ADRIAN MUNDAY
Nov 4, 2025
Bank Asset – Liability Management Approach in times of Extreme Uncertainty: A Guide for ALCO Chairs
WHITEPAPER Today banks are operating under heightened uncertainty. Since early 2025, global markets have experienced considerable volatility, driven by unpredictable policy directions and rapidly shifting economic indicators. This has been reflected in pronounced movements across equity markets and widening spreads in both short and long-term interest rates. One notable development has been the sharp increase in 10-year US Treasury yields following major policy announcements.
Bharadwaj Vishnubhotla & Moorad Choudhry
Oct 21, 2025
Why Europe's Securitization Market Falls Short - and How to Fix it
Introduction Securitizations help European banks lend more. They allow banks to move the credit risks of loans off their balance sheets and use the freed-up capital to support new lending. But since the Global Financial Crisis (“GFC”), securitization volumes in Europe have dropped significantly, while in contrast, the U.S. market has grown, even though U.S. defaults peaked during the GFC. To address this, the EU Commission is reviewing how securitization works in the EU. This
Danny Dieleman
Nov 10, 2025
The Old Scenario Playbook Is Dead. Here’s the AI Upgrade - Part 1
Jet lag returning from Malaysia this week means that my usual “it’s 6:30am on a Saturday morning” is more like “I fell asleep at 3pm”… but the outcome is the same. In toying with using AI for scenario planning over the last few weeks it struck me that the two-day scenario workshop we ran earlier in the year could now be emulated in a couple of hours. The TL;DR - Traditional scenario planning takes months of planning and costs upwards of $100,000 for a board level simulation.
ADRIAN MUNDAY
Nov 4, 2025
Bank Asset – Liability Management Approach in times of Extreme Uncertainty: A Guide for ALCO Chairs
WHITEPAPER Today banks are operating under heightened uncertainty. Since early 2025, global markets have experienced considerable volatility, driven by unpredictable policy directions and rapidly shifting economic indicators. This has been reflected in pronounced movements across equity markets and widening spreads in both short and long-term interest rates. One notable development has been the sharp increase in 10-year US Treasury yields following major policy announcements.
Bharadwaj Vishnubhotla & Moorad Choudhry
Oct 21, 2025
RECENT POSTS
Regulatory Updates Newsletter : December 2025
Welcome to the December 2025 edition of our regulatory newsletter, as authorities worldwide continued to recalibrate oversight frameworks amid rapid technological change and evolving financial risks. This month saw governments move decisively to coordinate artificial intelligence policy at the national level, most notably through a U.S. Executive Order establishing a unified federal AI framework and addressing fragmentation across state rules. At the same time, regulators adv
Staff Correspondent
Dec 31
AI Insights: Key Global Developments in December 2025
W elcome to the latest edition of our global AI update. This month’s news spans late November through mid-December 2025, and it’s been a whirlwind. The frontier of AI continues advancing: Google launched Gemini 3 (Nov 2025), its most powerful multimodal model with deep reasoning, while Anthropic and OpenAI rolled out major updates (Claude Opus 4.5 and GPT-5.1/5.2). At the same time, governments are moving fast on policy. The European Commission proposed an omnibus digital p
Staff Correspondent
Dec 17, 2025
Smart by Design, or Flaw in the Design?
Why the same private credit loan is different on a bank’s or insurer’s balance sheet Introduction Since I started exploring partnerships between banks and insurers, I have been intrigued by the question: “how can a loan, with a certain economic risk profile, have a very different capital charge on a bank’s or an insurer’s balance sheet, and is this capital arbitrage, or not?” Over the years, I have had many discussions with colleagues on this topic and more recently, I have r
Danny Dieleman
Dec 15, 2025
WEEKLY TOP
Replicating Portfolios in Banking: A Literature Review on Asset-Liability Management, Interest Rate Risk, Liquidity Risk, and Funds Transfer Pricing
Banks face significant challenges in managing liabilities without contractual maturities—such as demand deposits and savings accounts—due...
Chih Chen
May 8, 2025
The Future of Risk: Emerging Themes in Reinsurance
The reinsurance sector is undergoing a structural transformation as it grapples with an increasingly complex and interconnected global...
David Withnell
Apr 21, 2025
FRTB compliance: Options for banks with small trading books in the United Arab Emirates
The Fundamental Review of the Trading Book (FRTB) is a flagship market risk regulation that is a game changer for financial institutions. For FRTB compliance, banks in the United Arab Emirates (UAE) have a choice between the Internal Model Approach (IMA) and the Standardised Approach (SA). Within the SA, banks can use the advanced approach based on risk sensitivities or a simplified standardised approach (SSA). The decision for FRTB compliance should be thought through care
Ram Ananth
Mar 23, 2025
EDITOR'S PICK
RECENT CONTRIBUTORS
Danny Dieleman
Senior Treasury Executive
at a Leading European Bank
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Adrian Munday
Global Head of Operational, Technology and Cyber Risk
at Standard Chartered
Moorad Choudhry
Board Advisor
at Surya Fintech
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Revolutionizing Risk, Regulations, and AI: Introducing Riskinfo.ai
FEATURED JOBS
Riskinfo.ai: Revolutionizing Risk, Regulations, and AI Knowledge Sharing
Revolutionizing Risk, Regulations, and AI: Introducing Riskinfo.ai
Introducing Riskinfo.ai: Your Go-To Resource for Risk, Regulations, and AI
Replicating Portfolios in Banking: A Literature Review on Asset-Liability Management, Interest Rate Risk, Liquidity Risk, and Funds Transfer Pricing
Banks face significant challenges in managing liabilities without contractual maturities—such as demand deposits and savings accounts—due...
Chih Chen
May 8, 2025
The Future of Risk: Emerging Themes in Reinsurance
The reinsurance sector is undergoing a structural transformation as it grapples with an increasingly complex and interconnected global...
David Withnell
Apr 21, 2025
EDITOR'S PICK
Regulatory Updates Newsletter : December 2025
Welcome to the December 2025 edition of our regulatory newsletter, as authorities worldwide continued to recalibrate oversight frameworks amid rapid technological change and evolving financial risks. This month saw governments move decisively to coordinate artificial intelligence policy at the national level, most notably through a U.S. Executive Order establishing a unified federal AI framework and addressing fragmentation across state rules. At the same time, regulators adv
Staff Correspondent
Dec 31
AI Insights: Key Global Developments in December 2025
W elcome to the latest edition of our global AI update. This month’s news spans late November through mid-December 2025, and it’s been a whirlwind. The frontier of AI continues advancing: Google launched Gemini 3 (Nov 2025), its most powerful multimodal model with deep reasoning, while Anthropic and OpenAI rolled out major updates (Claude Opus 4.5 and GPT-5.1/5.2). At the same time, governments are moving fast on policy. The European Commission proposed an omnibus digital p
Staff Correspondent
Dec 17, 2025
WEEKLY TOP
Navigating the New Age of Risks: Integration over Isolation, Expertise over Convention
Did you know that organizations today can easily identify over 500 distinct risk types in their libraries? Add to this the complexity of overlapping control matrices, hundreds of policies, and SOPs that read like novels. As businesses grow, risk landscapes also evolve—from startups requiring agility to mature organizations contending with intricate ecosystems and complexities. Simplification and Integration: The Core Challenges The true challenge of risk management lies in si
Deepak Kumar Bhatter
Nov 20, 20243 min read
The Absolute Luxury of a Blank Sheet of Paper: Building a Risk Management Framework for a Financial Services Startup
No legacy systems, no “that’s how we’ve always done it,” and absolutely no pre-existing constraints. Just a blank screen, a fresh...
David Withnell
Nov 20, 20245 min read
Navigating the Labyrinth: AI Regulation in the Healthcare Industry
We examine the imperative of establishing stringent AI regulations in the healthcare industry, focusing on the ethical, legal, and safety challenges brought about by AI's transformative impact on areas such as diagnostics and personalized treatments. The healthcare industry stands at the precipice of a revolution driven by artificial intelligence (AI). From medical diagnosis and treatment to drug discovery and personalized care, AI promises to transform healthcare delivery a
Staff Correspondent
Jan 16, 20243 min read
"The Regulatory Road Ahead: Anticipating AI's Impact on Compliance"
Peer into the future of regulatory compliance in the age of AI. Discuss potential regulatory developments and how businesses can...
Staff Correspondent
Dec 6, 20231 min read
"Risk Intelligence 2.0: AI-Driven Insights for Strategic Decision-Making"
Journey into the next generation of risk intelligence with AI. Explore how organizations are leveraging artificial intelligence to...
Staff Correspondent
Dec 6, 20231 min read
"Compliance in the Digital Age: AI-Powered Regulatory Solutions"
Explore the transformative impact of AI on regulatory compliance. Discover innovative solutions that harness the power of artificial...
Staff Correspondent
Dec 6, 20231 min read
RISK
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Once posts are published, you’ll see them here.
REGULATION
AI
The Old Scenario Playbook Is Dead. Here’s the AI Upgrade - Part 1
Jet lag returning from Malaysia this week means that my usual “it’s 6:30am on a Saturday morning” is more like “I fell asleep at 3pm”… but the outcome is the same. In toying with using AI for scenario planning over the last few weeks it struck me that the two-day scenario workshop we ran earlier in the year could now be emulated in a couple of hours. The TL;DR - Traditional scenario planning takes months of planning and costs upwards of $100,000 for a board level simulation.
ADRIAN MUNDAY
Nov 4, 20259 min read
Consulting's Survival Crisis
AI, People, and the Path Forward The consulting industry, worth over $300 billion globally, stands at a critical inflection point. Two converging crises (one technological, one human) are simultaneously threatening the survival of traditional consulting models. While much attention has focused on AI's disruptive potential, a deeper, more insidious problem has been festering: consulting firms are systematically damaging their most valuable asset, their people. Part I: The AI T
Pierre Pourquery
Oct 13, 20256 min read
Agentic Memory: Unleashing the Potential of AI with a Digital Brain
Ever worked with a brilliant analyst, One who delivers exceptional insights - but forgets everything the moment they leave the...
Nitish Jain
Sep 8, 20255 min read
How AI is Reshaping SEO in 2025?
Remember when SEO meant stuffing keywords like “best pizza near me” a hundred times on a page and hoping Google would notice? Yes, those...
Ankita Tiwari
Aug 26, 20255 min read
BUILDING NIGERIA’S SOVEREIGN AI INFRASTRUCTURE
In the rapidly evolving digital era, artificial intelligence (AI) has emerged as a transformative force reshaping economies, societies,...
Sonny Iroche
Aug 21, 20256 min read
Who Is Responsible When AI Makes a Mistake?
In today’s hyper-automated world, artificial intelligence (AI) doesn’t just suggest your next movie—it decides whether you get a loan,...
Ankita Tiwari
Jul 11, 20256 min read
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