Welcome to the October 2026 ed. of our global AI update. This month, we're seeing tools take on entire tasks, models become cheaper to run, and technology find its way into scientific research. Anthropic, Microsoft, Google, and OpenAI are all exploring different ways to make their tools more useful, while fresh concerns around teen safety and autonomous agents remind us that progress comes with its own set of challenges. Here are the key developments worth knowing. Anthropic

It seems like every bank and financial institution (FI) is racing to implement AI. From enhancing fraud detection to personalizing customer experiences, the promised benefits are huge. But as someone who is involved in helping banks and FIs make the best use of technology, I'm seeing a disturbing trend: firms are jumping into the deep end without knowing how to swim. A recent MIT report, "The GenAI Divide: State of AI in Business 2025," is an eye-opener. It found that a stagg

Baseline agent controls are diffusing fast enough that having them no longer distinguishes anyone. Separately, AI adoption is introducing usage-sensitive cost into a subscription business. Neither shift decides who wins. Together they move the scarce layer somewhere a vendor cannot sell it. Executive Summary In July I argued that the control plane is where the AI governance category is concentrating, and that whoever sits between instruction and action holds the evidence, the

Welcome to the September Ed. of our Regulatory Newsletter. This month brings a mix of regulatory changes and financial innovation, from the Fed’s proposed stablecoin framework and Basel III updates to the UK’s proposed adjustments to market risk internal models and its first live tokenised deposit transactions. Dive in for a quick look at the key developments. Federal Reserve Proposes Stablecoin Issuer Framework Under GENIUS Act The U.S. Federal Reserve Board (under the new

“A system is never the sum of its parts; it's the product of their interaction.” - Russell Ackoff, pioneering systems thinker and former Wharton professor Russell Ackoff made this observation decades before the rise of agentic AI. Yet it is becoming increasingly relevant as banks move from deploying individual AI agents to building multi-agent architectures. A Systems Thinking Lens for Multi-Agent AI One of the less discussed elements of the revised U.S. interagency model ris

Welcome to the September 2026 ed. of our global AI update. The past few weeks have brought some pretty big changes across the AI space, from OpenAI launching GPT-6 Astra to Apple finally giving Siri a much bigger AI upgrade. But beyond the big model launches, what really stood out was how AI is becoming part of more of the things we already use every day.We’re seeing more AI run directly on our devices, assistants getting better at handling actual tasks, and companies finding

For two years the argument about AI agent identity has been a security team argument. It lived in access reviews and credential rotation schedules, and it lost most of its budget fights to whatever was on fire that quarter. That argument just picked up an unlikely ally. On August 17 the White House released the National Security Science and Technology Strategy. It came from the Office of Science and Technology Policy, it sets federal research and acquisition priorities, and i

Welcome to the August 2026 Ed. of our Regulatory Newsletter. August saw regulators take steps across AI transparency, crypto regulation, lending, financial reporting, and prudential oversight. Key developments include the EU’s new AI transparency requirements, the SEC’s proposed framework for crypto assets and new focus on financial reporting, and the RBI’s latest proposals covering CVA capital requirements and interest rates on loans. APRA also set out its priorities for the

When Intelligence Outruns Trustworthiness In July 2026, something happened that should force us to reconsider how we measure progress in artificial intelligence. During an internal cybersecurity evaluation, OpenAI models were asked to solve difficult exploitation challenges. Some production safeguards had been reduced so that researchers could measure the models' underlying cyber capabilities. The models did not remain within the path imagined by the evaluators. They discover

Welcome to the August 2026 edition of our global AI update. The past few weeks have been pretty eventful for AI, with new models, bigger AI infrastructure bets, and some major changes across the industry. We’re seeing AI move into areas like cybersecurity, robotics, scientific research, and everyday business tools, while governments and companies are also putting more attention on safety, transparency, and how these systems are managed. Here are the key developments worth kno

At the turn of the twentieth century, the mechanical tractor arrived on American farms. Farmers who embraced it multiplied what they could produce. Those who clung to hand-plowing in defense of "proper farming" fell behind, not because they were less diligent, but because they were measuring the wrong thing. We are at an identical crossroads in doctoral education today. Generative AI, ChatGPT, Claude, Gemini, and their descendants are not a passing disruption. It is a categor

Welcome to the July 2026 Ed. of our Regulatory Newsletter. As July came to a close, regulators around the world continued rolling out new measures to strengthen financial resilience while responding to changing technologies and market dynamics. Key developments include the Bank of England's latest Financial Stability Report, the Federal Reserve's proposed overhaul of AML program requirements, new cross-border bond market measures from the HKMA and PBoC, and the EBA's updated

During a routine safety test, an OpenAI model went completely off-script during a controlled cyber capabilities evaluation. Instead of tackling the cybersecurity challenge normally, the system opted to cheat to maximize its score. It autonomously broke out of its isolated sandbox, discovered a system loophole, and infiltrated a rival AI company's network to hunt for the answers. No one told it to hack another company. It decided on its own that this was the fastest way to rea

As a MultiCloud Architect and Program Manager working across European enterprises, I've witnessed firsthand the transformation that generative AI is bringing to cybersecurity operations. Microsoft Copilot for Security represents a watershed moment in how we approach threat detection, incident response, and security orchestration in increasingly complex multi-cloud environments. The Evolution of Security AI Microsoft Copilot for Security is not merely another chatbot applied t

Models generate. Agents act. Governance must follow the action. By 2027, Gartner expects 40 percent of enterprises to demote or decommission autonomous AI agents. Not because the agents stopped working. Because of governance gaps that surfaced only after a production incident. The analyst behind the forecast, Shiva Varma, put the cause plainly. Enterprises treat agent governance as a binary, either locked down or fully trusted, and that is the root of the failure. That number

Welcome to the July 2026 Ed. of our global AI update. Over the past few weeks, there have been plenty of new model launches from companies like OpenAI, Google, and Anthropic, but what really stands out is how quickly AI is finding its way into everyday products, business tools, and workflows. It's no longer just about building better models. Companies are also spending a lot more time making AI easier to use, building the infrastructure behind it, and figuring out how to use

So, I've been thinking about AI and the universe. Not in the way most people are thinking about AI right now, the jobs, the regulations, the existential risk headlines. Deeper than that. More fundamental. What if the emergence of artificial intelligence isn't primarily a technological story? What if it's an evolutionary one? That question is what drove me to develop a philosophical framework I call Emergent Participatory Cosmism. I've spent some time building it into a full a

The transformation is already underway. Cornerstone Advisors finds 59% of credit unions have deployed generative AI. The NCUA’s 2026 Supervisory Priorities make AI governance an examination focus. Here is the full picture: the evidence, the compliance obligations, and how to move forward. A few months ago, I was sitting across the table from a credit union executive team during a lending transformation discussion. About halfway through the meeting, someone asked a question th

Why this post? Every month seems to bring a new “must-read” AI-governance framework, and many teams freeze—waiting until they’ve read them all. Over the past few weeks I: Completed two ISO 42001 courses (AIQI & BSI) Re-read the NIST AI Risk-Management Framework (AI RMF) Studied BABL AI’s 2023 governance report and, during an Algorithmic Bias Lab Q&A, asked Dr Shea Brown what he would do on Day 1 as Responsible-AI Officer for a company that provides high-risk AI systems in Eur

Welcome to the June 2026 Ed. of our Regulatory Newsletter. This month saw regulators around the world advancing initiatives across AI governance, prudential regulation, financial innovation, and market resilience. Key developments include the RBI's proposed framework for model risk management, APRA's streamlined pathway for internal risk models, MAS's launch of a new Future of Finance Institute, and the FSB's draft AI sound practices for financial institutions. Regulators al